Loans & Debt
The 'Settlement' Trap
Why you should never 'settle' a loan for less than the due amount, even if the bank offers it.
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The Academy
The Insight
Financial Clarity
No jargon. No complexity. Just clear, actionable financial wisdom for the modern Indian family.
Loans & Debt
Understanding Repo Rate Linked Home Loans
How Repo Rate linked loans work and why they're better for borrowers under RBI 2024 guidelines.
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Loans & Debt
How to Repair a Broken CIBIL Score
Score below 700? Here are practical steps to fix it within 6-12 months.
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Loans & Debt
Complete Home Loan Guide 2024
Everything you need to know before taking a home loan - eligibility, documents, and hidden costs.
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Loans & Debt
Education Loan: Fund Your Dreams
Complete guide to education loans for studying in India or abroad.
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Loans & Debt
Gold Loan: Quick Funds When You Need Them
How to use your gold jewelry for emergency funding at low interest rates.
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Loans & Debt
Loan Against Shares & Mutual Funds
Leverage your investment portfolio without selling - avoid capital gains tax.
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Loans & Debt
Project Loans for Startups & Businesses
Financing options for new projects, expansion, and modernization.
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Loans & Debt
Balance Transfer: Lower Your EMI
Switch your existing loan to a new bank with lower interest rate.
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Insurance
Term vs Endowment: The Agent's Lie
Agents hate selling Term Insurance. Here is why you must buy it anyway.
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Insurance
Super Top-up: Increase Cover Cheaply
How to increase your Health Insurance from ₹5 Lakh to ₹20 Lakh for just ₹3000.
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Insurance
Why Cashless Claims Get Denied
Avoid these common mistakes during hospitalization to ensure smooth claims.
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Insurance
How to Choose the Right Health Insurance
Key factors to consider when buying health insurance for your family.
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Insurance
Critical Illness Insurance Explained
Why your health insurance isn't enough for cancer or heart attack.
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Insurance
Business Insurance: Protecting Your Enterprise
Essential insurance covers every business owner must have.
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Wealth & SIP
The 8th Wonder: Power of SIP
How a small ₹5000 monthly investment creates more wealth than a high salary.
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Wealth & SIP
SGB: The Smartest Way to Buy Gold
Stop buying jewelry for investment. Sovereign Gold Bonds pay you interest to hold gold.
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Wealth & SIP
ELSS: Save Tax & Build Wealth
Why ELSS Funds are better than PPF or FD for Section 80C tax saving.
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Wealth & SIP
Types of Mutual Funds Explained Simply
Equity, Debt, Hybrid - which fund is right for your goals?
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Wealth & SIP
FD vs Debt Mutual Funds
Why debt funds can be more tax-efficient than bank FDs.
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NRI Guide
Moving Money Out of India (15CA/CB)
The legal way to repatriate your inheritance or NRO funds to your foreign account.
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NRI Guide
Save 20% TDS on NRI Property Sale
Don't let the buyer deduct 20-30% TDS when you sell your Indian property.
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NRI Guide
NRE vs NRO Account: Complete Guide
Which account to use for which purpose - salary, rental, investments.
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NRI Guide
NRI Guide to Buying Property in India
Legal requirements, financing options, and power of attorney for NRI property purchase.
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NRI Guide
Income Tax Filing for NRIs
When do NRIs need to file returns in India and how to claim DTAA benefits.
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